What is a cluster home?

The term cluster home describes a group of homes in a planned subdivision that

conform to a similar style and design and are part of an association with rules

and regulations. The homeowners pay a monthly association fee to cover the

cost of maintaining shared common area, recreation facility, management fees

and specific maintenance items. Exactly what you “own” and what you and the

association are each responsible for maintaining will vary from association to

association.

Once the planned community is designated as cluster homes, the type of

ownership is defined. The individual homes can be detached or attached. The

homes can be either single family or condominium. Yes, there are attached

single family cluster homes and detached, free-standing condominium cluster

homes. Everything is defined in the association documents.

As with any real estate purchase, be sure you read all of the documents and

know exactly what you are buying and what your responsibilities will be.